Phaze Concrete Advises Homeowners on How to Prepare a Home for Renovation

Phaze Concrete

Phaze Concrete

Home renovation is a challenge for any homeowner but Phaze Concrete wants to help make the process easier.

HILDALE , UTAH, USA, November 16, 2018 /EINPresswire.com/ — Renovating a home is no easy task. Even though this is an exciting time of change and possibilities, it can also be extremely inconvenient for the homeowner. The need to relocate belongings and possibly the families lives for a few months is daunting. Of course, project size and duration determine the extent of the inconvenience. However, every project comes with its own unique challenges.

Phaze Concrete has experienced many home renovations. Therefore, they understand the different struggles homeowners face. While it is impossible to relieve all the stress, Phaze Concrete wishes to share what their experience. Therefore, Phaze Concrete provides advice to homeowners on how to best prepare a home for renovation.

Check Out Your Contractor

The contractor that you choose to renovate your home needs to be certified, trustworthy and efficient. After all, this company is not only going to be inside your home, they will also be crafting it. Therefore, their background and their skills must be acceptable. Figuring out the best contractor to fit your needs is essential. Homeowners really need to do some detective work in this area. Do not settle for their website’s reviews. Get reviews and recommendations from people you trust. Additionally, a serious contractor should have proof of these four items:

Contractor’s license

Certificate general liability insurance

Lien history

Bond number and certification

Every legitimate contractor should be able to easily produce these items. In fact, they should be proud to show you. Having positive, industry qualifications such as these are were acquired through hard work and dedication.

Plan for the Family’s Needs

Every family is different. That is why it is so important to plan for the needs of your family before renovation begins. If you have children, especially if they are small, take their nap schedule into account. Renovating is loud, and it will not revolve around your child’s sleep schedule (if you ever want to finish renovating.) Therefore, it is important to make other arrangements if necessary. For your pets, make sure they are safe and secure. There are dangerous tools that are going to be throughout the work area. It is easy for an accident to occur. Thus, keeping pets away is the easiest way to ensure their safety.

Plus, do not forget about you and your significant other. During the time of the renovation, it will be loud and there will be a lot of dust. If this is something that you foresee being an issue, the family might want to make other arrangements during the renovation.

Run the Numbers (Realistically)

Everyone has a budget. However, when renovating, they get caught up in the excitement of it all. Being excited, of course, is good, but that can easily lead to overspending, which is not so good. Therefore, it is important to crunch the numbers and decide what you can realistically afford. Once you have a realistic budget set, you must stick to it. Sometimes, that means compromising, but that is better than putting your financial situation at risk.

In summation, Phaze Concrete has been a part of the community for over a decade. Personally, many people within the company have been a part of the community for much longer. Therefore, Phaze Concrete is always looking to do what they can to help their neighbors. Sharing their experience and advice is one of the best ways this business can think of to help everyone succeed.

Chris Hinman
Web Presence, LLC
+1 7578803579
email us here


Source: EIN Presswire

Melbourne, Florida Real Estate Brokerage WeSaySold.com Has Been Sold to Real Estate Investor Sue Borrelli

WeSaySold.com Logo

WeSaySold.com, a real estate sales and investment company announced that it has been sold to women entrepreneur and real estate investor Sue Borrelli.

I’m excited to buy an already-established brokerage. My passion for serving people will transfer nicely to the real estate business.”

— Sue Borrelli

MELBOURNE, FLORIDA, 32901, November 16, 2018 /EINPresswire.com/ — WeSaySold.com, a Melbourne, Florida technology-focused real estate sales and investment company announced that it has been sold to women entrepreneur and real estate investor Sue Borrelli.

Founder, James Timothy White says, “I love starting businesses, building them and then selling them to entrepreneurs who can nurture and grow them, it's not about the money, it's all about the art of building a business and seeing what you knew was possible become reality.”

Buyer, Sue Borrelli said, “I’m excited to buy an already-established brokerage. My passion for serving people will transfer nicely to the real estate business. I believe a local presence is also key to best accommodate customers and agents alike. Our entrepreneurial-minded agents are ready to control their own destiny.”

About WeSaySold.com

WeSaySold.com is a full-service real estate company that provides buyers, sellers, and investors real estate brokerage services across central Florida including, Palm Bay-Melbourne-Titusville the beach and Orlando, Florida.

About James Timothy White

James White is a serial entrepreneur he has founded, managed and sold countless small business in the United States, Canada, and Europe. Today, James' primary focus is being a passionate entrepreneur helping himself and others build, grow and then exit small businesses.

About Sue Borrelli

Sue Borrelli is a Florida Real Estate Broker, real estate investor, and member of the local Real Estate Investors Association (REIA.) Before moving to Florida, she managed charity organizations in Wisconsin for many years. She has purchased and sold more than $7 Million in real estate in the past 4 years and has navigated a variety of unique real estate investment challenges.

Sue Borrelli
WeSaySold.com
+1 321-396-6955
email us here
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Source: EIN Presswire

New Mexico Mesothelioma Compensation Center Now Appeals to A Power Plant or Energy Worker with Mesothelioma in New Mexico to Call Them for Direct Access to the Nation's Top Lawyers for Compensation Results

"Call us at 800-714-0303 and we will try to walk you through your concerns or questions. Our top priority for a person with mesothelioma in New Mexico is that they get properly compensated." ”

— New Mexico Mesothelioma Victims Center

NEW YORK, NEW YORK, USA, November 16, 2018 /EINPresswire.com/ — The New Mexico Mesothelioma Center says, "We are urging a power plant worker or energy worker with mesothelioma in New Mexico to call us anytime at 800-714-0303 to ensure they have direct access to some of the nation's top mesothelioma attorneys. A delay in beginning the mesothelioma compensation process could result in the diagnosed person in New Mexico receiving less compensation. We are talking about what could be the loss of hundreds of thousands of dollars or more because skilled lawyers did not get involved soon enough."http://NewMexico.MesotheliomaVictimsCenter.Com

If a person in New Mexico has just received news of a confirmed mesothelioma diagnosis, please call the New Mexico Mesothelioma Victims Center anytime at 800-714-0303 so they can explain how the mesothelioma compensation process works.

As the group frequently says, "Please don't shortchange yourself when it comes to mesothelioma compensation because you didn't ask for help or waited too long-especially if you are a power plant or any type energy worker in New Mexico. If you, or your family member has mesothelioma and any of this sounds familiar, please call us at 800-714-0303 and we will try to walk you through your concerns or questions. Our top priority for a person with mesothelioma in New Mexico is that they get properly compensated." http://NewMexico.MesotheliomaVictimsCenter.Com

High risk work groups for exposure to asbestos in New Mexico include US Navy Veterans, power plant workers, oil refinery workers, civilian employees of the Defense Department, manufacturing, or industrial workers, plumbers, electricians, auto mechanics, machinists, miners, or construction workers. Typically, the exposure to asbestos occurred in the 1960’s, 1970’s, or 1980’s.

The New Mexico Mesothelioma Victims Center would like to emphasize theirs is a statewide initiative available to a diagnosed victim anywhere in New Mexico including communities such as Albuquerque, Santa Fe, Taos, Rio Rancho, Las Cruces, Roswell, or Farmington. http://NewMexico.MesotheliomaVictimsCenter.Com

For the best possible treatment options in New Mexico we strongly recommend the following heath care facility with the offer to help a diagnosed victim or their family get to the right physicians at the hospital we have indicated:
* The University of New Mexico Cancer Center, Albuquerque, New Mexico: http://cancer.unm.edu/cancer/cancer-info/types-of-cancer/mesothelioma

The states indicated with the highest incidence of mesothelioma include Maine, Massachusetts, Connecticut, Maryland, New Jersey, Pennsylvania, Ohio, West Virginia, Virginia, Michigan, Illinois, Minnesota, Louisiana, Washington, and Oregon. However, mesothelioma does happen in New Mexico.

For more information about mesothelioma please refer to the National Institutes of Health’s web site related to this rare form of cancer: http://www.nlm.nih.gov/medlineplus/mesothelioma.html

Michael Thomas
New Mexico Mesothelioma Victims Center
+1 800-714-0303
email us here


Source: EIN Presswire

Sacramento HVAC Company Donates New Heating and Air System to US Army Officer

Sacrament HVAC Company

Fox Family Heating and Air Owner, Greg Fox

Recently Fox Family Heating and Air made a call to their customers to nominate a deserving veteran. They choose a deserving Placerville US Army Veteran.

Each year Fox Family Heating and Air is committed to donating a new installed HVAC system to a family in need. It is our pleasure to support the community who embraces us.”

— Greg Fox, Owner of Fox Family Heating and Air

PLACERVILLE, CA, UNITED STATES, November 15, 2018 /EINPresswire.com/ — Fox Family Heating and Air Conditioning — Each year Fox Family Heating and Air asks for nominations for someone in the surrounding Sacramento area to donate service to. In Fox Family's first year of business, 2015, we heard stories of deserving families all around the area who needed heating and air but could not afford it. In 2015 we replaced a family’s wall furnace that PGE shut down 6 yrs previous because of a gas leak. The gentleman who was chosen as our winner could not afford the heater to be replaced, so we replaced it for them at no charge. The next year, we found a Facebook group of single-moms and found one lady who needed her furnace replaced because of safety issues. We partnered with the groups' organizer to help replace her HVAC system at no charge.

This year we decided to focus on giving back to a military veteran. Once again, we made the call for nominations and were flooded with story after story of families going without heat this winter.

The winner we chose is a gentleman and retired US Army Officer. Brian Hayes, is decorated for his bravery in Korea, Iraq, and the drug wars here in the States. Brian was a Forward Observer for the Army in Korea. Brian’s job wasn’t just to be on the front lines with infantry, but as a Forward Observer he went ahead of the front lines to scout the enemy and decide what to call in for support, which and what type of artillery, aircraft, extra troops, etc. to bring in. 10 years into his career, enlisted troop, Brian Hayes was offered a chance to go to Officer Candidate School, which he accepted. Upon graduating he was placed in charge 113 troops.

Under General McCrystal, Lt Hayes led those troops on security details including Navy Seals, Delta Force, Green Berets, Rangers, etc. Brian’s team was in charge of the security of these Special Forces teams as they began and ended their missions. Next up would be a series Counter-Drug mission in California where Brian and his teams would be sent into our own backcountry to scout and reveal certain locations to local law enforcement. Brian absolutely loved this part of his career in the military.
His last major assignment before was on a Civil Support Team in response to terrorism incidents around that time where he led Major HAZMAT cleaning details and ran Incident Command centers during these events.

Brian ended his career in 2012 as a Major in the US National Guard on his own terms. He was honorably discharged. Brian continues to serve his community in his current position with El Dorado County.

Fox Family wanted to do something to warm the hearts of our local community. We have a genuine interest in giving back to those special people in our community. We are giving back to help inspire the pay-it-forward mentality we see happening all over California right now! Giving something away like a $13,000 HVAC system is a really big deal for us and we felt it was newsworthy to highlight the selfless commitment Brian has given to the United States as well as inspire others to give back.

If local newspapers or media would like to interview our recipient please contact me (Greg Fox) We will be installing his new HVAC system the week of Thanksgiving.

Location: 9152 Mosquito Rd, Placerville, CA 95667

For more information, press only:
Greg or Melissa Fox
916-467-0089
greg@foxfamilyhvac.net

For more information on Fox Family Heating and Air Conditioning: www.foxfamilyhvac.com
Check out any of our 200 videos on YouTube! under Fox Family Heating and Air Conditioning. You’ll see we are good people, honestly taking care of people!

Greg Fox
1979
+1 916-467-0089
email us here


Source: EIN Presswire

Air Express LLC Joins Temple Terrace Chamber of Commerce

temple terrace air conditioning

temple terrace air conditioning

Air Express LLC, a residential air conditioning company, joined the Temple Terrace Chamber of Commerce in October.

TEMPLE TERRACE, FLORIDA, UNITED STATES, November 15, 2018 /EINPresswire.com/ — Temple Terrace, FL: Air Express LLC, an air conditioning company employing “The World’s Smartest Technicians,” joined the Temple Terrace Chamber of Commerce on October 31, 2018. This marks a pivotal moment of growth and success for Air Express, which has been in business since 2010. It also reflects the residential AC company’s desire for continued growth and expansion throughout their home community of Temple Terrace.

Adam Washburn, owner of Air Express, remarks: “Our home has always been here in Temple Terrace. This is where I bought my first house, and it’s where I opened my current office space. It is so important for us to develop a greater network within this community and expand here first. Our ultimate goal is to serve the air conditioning needs of all of our neighbors in Temple Terrace. Joining the Temple Terrace Chamber is an important step toward meeting that goal.”

Air Express LLC opened their Temple Terrace office space in January of 2017. The air conditioning company has grown tremendously since then, necessitating additional service technicians, installers, and office staffers. In partnership with Johnstone- The Ware Group, a local Amana distributor, Air Express has already surpassed its 2017 sales numbers by 30%. Air Express is also encouraged by the high number of inverter AC systems that they have installed this year. Inverters are the most high-tech, efficient system on the market, and they can save homeowners 70% on their energy bills. These AC systems also qualify for a number of rebates and tax credits that normal, single-stage systems do not, potentially saving homeowners even more money. In addition, Air Express LLC specializes in Mitsubishi ductless mini split systems, which are similarly efficient and energy-saving.

Air Express hopes to capitalize on their 2018 growth trend by investing more dollars into search engine optimization (SEO) and other digital marketing ventures. “We are right on the precipice of a huge growth period,” says Washburn. “I know that with the continued efforts of myself and my staff, we will be even more competitive by the end of 2019 than we are now. I can’t wait to see where the next year takes us, and I can’t help but be encouraged by our Temple Terrace Chamber membership.”

Anastasia Oswald
Air Express LLC
+1 813-374-2467
email us here


Source: EIN Presswire

Cohen & Grigsby Appoints New Director in Commercial and Complex Litigation Group

PITTSBURGH, PENNSYLVANIA, UNITED STATES, November 15, 2018 /EINPresswire.com/ — Cohen & Grigsby is pleased to announce that Chad A. Wissinger has joined the firm as a director of the commercial and complex litigation group, effective immediately.

Mr. Wissinger focuses his practice on construction litigation, environmental matters, regulatory matters, and complex contract negotiations. To date, Mr. Wissinger has taken in excess of $50M in construction claims to verdict. In addition, he counsels clients on all aspects of regulatory compliance, including preparing for and reacting to incidents and inspections involving OSHA, DEP, EPA, and other regulatory agencies.

Prior to joining Cohen & Grigsby, Mr. Wissinger was an equity member at Marshall Dennehey Warner Coleman & Coggin, and served as the General Counsel for two large companies headquartered in Western Pennsylvania.

Mr. Wissinger graduated with both a B.A. in policy studies and a certificate in environmental studies from Dickinson College in 1995. He received his J.D. from the Boston University School of Law in 1998. He currently serves as an advisor to the Sewickley Valley YMCA Youth & Government Program, where he has received such honors as statewide Advisor of the Year, Bock Award for outstanding community service, and Strickler Award for lifetime dedication to YMCA programs.

For more information about Cohen & Grigsby, please visit cohenlaw.com.

ABOUT COHEN & GRIGSBY
Since 1981, Cohen & Grigsby, P.C. and its attorneys have provided sound legal advice and solutions to clients that seek to maximize their potential in a constantly changing global marketplace. Comprised of more than 140 lawyers, Cohen & Grigsby maintains offices in Pittsburgh, PA and Naples, Fla. The firm’s practice areas include Business Services, Labor & Employment, Immigration/International Business, Intellectual Property, Real Estate & Public Finance, Litigation, Employee Benefits & Executive Compensation, Estates & Trusts, Bankruptcy & Creditors Rights, and Public Affairs. Cohen & Grigsby represents private and publicly held businesses, nonprofits, multinational corporations, individuals and emerging businesses across a full spectrum of industries. Our lawyers maintain an unwavering commitment to customer service that ensures a productive partnership. For more information, visit cohenlaw.com.

Christine A. Mazza
Cohen & Grigsby, P.C.
+1 412-297-4900
email us here


Source: EIN Presswire

Bay Area Business’ $10K Challenge Grant Inspires Gifts to Oakland Nonprofit this #GivingTuesday

DeSilva Gates Construction Propels Donations to Lincoln, Celebrating 135-Years of Service in the Bay Area.

OAKLAND, CA, UNITED STATES, November 15, 2018 /EINPresswire.com/ — DeSilva Gates Construction is inspiring employees and community residents to donate this #GivingTuesday to Lincoln, a 135-year old Oakland-based nonprofit, through a $10,000 challenge grant.

Inspired by his mother’s long-time support of Lincoln and low income children and their families in the Bay Area, David DeSilva, Executive Vice President of the construction company, began a relationship with Lincoln over a decade ago when he brought his gift of creating portraits to Lincoln children and families. Every year, DeSilva fills a truck with professional photography equipment and sets up a pop-up studio at sites where Lincoln holds family holiday events.

“We are proud to support Lincoln year-round and especially on Giving Tuesday when our employees come together for kids and families in our communities who need it most during the holidays,” said DeSilva.

DeSilva Gates Construction serves as the lead sponsor for Lincoln’s holiday giving efforts, making sure that no single child is left without a gift to open. Over the years, DeSilva Gates Construction employees have brought truckloads of toys, art supplies, sports equipment, children’s books, and thousands of gift cards to give to Lincoln parents to give to their children.

Lincoln President & CEO, Christine Stoner-Mertz said, “DeSilva Gates Construction is a company that serves as an exceptional model of local values and philanthropic spirit. We are so thrilled to call them partners and Lincoln Champions.”
Lincoln impacts more than 27,000 children, youth, and their families annually, and its programs have continued to evolve over the 135 years that Lincoln has served the community. To join the Lincoln Challenge this #GivingTuesday, please visit LincolnFamilies.org or call 510.421.6869.

###

About Lincoln
Founded in 1883 as the first racially integrated orphanage in Northern California, its mission remains timeless: Lincoln disrupts the cycle of poverty and trauma, empowering children and families to build strong futures. Today, Lincoln impacts more than 27,000 children and their families in the most underserved communities of the greater San Francisco Bay Area through educational engagement, family strengthening, and well-being programs. An innovative approach, providing comprehensive school, community, and family-focused programs, combined with a unique team-based delivery and sound fiscal management, has established Lincoln as a leading regional provider of children and family services. With Lincoln, kids attend school, learn to read, and stay with their families where they do best. For more information and stories, visit LincolnFamilies.org.

About #GivingTuesday
Entering its seventh year, #GivingTuesday is a global day of giving that harnesses the collective power of individuals, communities, and organizations to encourage philanthropy and to celebrate generosity worldwide.

Katherine Enad
Lincoln
+1 510-421-6869
email us here


Source: EIN Presswire

XS CAD Delivers BIM Expertise for UK Healthcare Projects

MEP Coordination, as-built drawings for Birmingham Dental Hospital and Monmouth Hospital.

GREENLANDS BUSINESS CENTRE STUDLEY ROAD, REDDITCH WORCESTERSHIRE B98 7HD, UNITED KINGDOM, November 15, 2018 /EINPresswire.com/ — XS CAD provided MEP coordination and collaboration using BIM technology to Birmingham Dental Hospital and Monmouth Hospital.

Designs for both hospitals in the UK were initially created in Revit and XS CAD then progressed the engineering design into detailed BIM models that were then used for detailed M&E installation drawings. XS CAD used BIM 360 (C4R) technology to manage the project internally within its global office network. As BIM was used to create installation drawings, the as-fitted drawing process was simple and efficient and was also handled by XS CAD.

XS CAD’s professional expertise was provided by its team of experienced and technically qualified personnel based in its UK and India offices, using Autodesk Revit MEP and Navisworks for these projects.

About XS CAD

XS CAD is an AEC (architecture, engineering and construction) design and consulting firm focused on design, pre-construction, BIM (Building Information Modelling), VDC (Virtual Design and Construction) and DfMA (Design for Manufacture and Assembly) services for architects, engineers, contractors, manufacturers, retailers and homebuilders. We assist these firms during design, detailing and documentation stages, using the latest design software and CAD technology to create our output. We also utilize a range of online collaboration tools and interfaces to share our work with customers, ensuring transparency of our output within the context of our customer’s design workflows. The company is ISO9001:2015 quality certified and a program partner of Autodesk’s Developer Network.

Contact:
Marketing Division
press@xscad.com
UK: +44 (0) 1527 518 880
India: +91 22 2687 6456
Website : http://www.xscad.com
Source: XS CAD

Marketing Division
XS CAD Limited
+44 1527 518880
email us here


Source: EIN Presswire

Can Workers’ Compensation Reduce My Chances of Receiving SSDI?

Saffren and Weinberg - Personal Injury Attorneys

It's important for people to understand how workers' comp may reduce social security.”

— Kenneth Saffren, Esq.

JENKINTOWN, PENNSYLVANIA, UNITED STATES, November 15, 2018 /EINPresswire.com/ — +

At Saffren and Weinberg, Marc Alan Weinberg, Attorney and Kenneth Scott Saffren, Attorney are partners. The firm’s tagline is “The People’s Voice In Court.” They make themselves available via phone at (215) 576-0100 or by email on the Saffren and Weinberg website. Saffren and Weinberg provides a no-charge, complimentary case review and answers questions for prospective clients.

Workers’ Compensation Benefits (unlike Private benefits) may Reduce Social Security

Many individuals receive disability payments from sources outside of government (therefore private). Pensions and insurance payments have no effect on Social Security disability payments (you can read our separate article on your Social Security Disability Insurance). On the other hand, workers’ compensation health insurance benefits (along with almost every other kind of government-run disability payments) may reduce an individual’s Social Security monthly payments. Please read our article on having an advocate on your side to make a disability claim.

Any public disability benefits that are paid by the local, state, or federal government may affect an individual’s Social Security payments if the reason for the benefit is not job-related. For example, employees who retire and draw retirement based on disability, civil service disability payments, and state temporary disability benefits.

If an individual receives workers’ compensation or another disability benefits from a public agency and Social Security Disability benefits, then the total amount cannot be more than 80 percent of that individual’s average earnings before the disability.

However, if an individual receives Social Security benefits for a disability and one of the following types of benefits, then that person’s Social Security payments won’t be reduced:

Benefits from the Veterans Administration;
Local and state benefits, (if Social Security taxes were deducted from your earnings); or
Supplemental Security Income (SSI).
How Much of a Reduction?

The Social Security Administration adds together the amounts a person receives for Social Security Disability, workers’ compensation, and/or another public disability benefit. If that amount is more than 80 percent of that individual’s average income at the time of the disability, then that excess amount will be subtracted from the individual’s Social Security benefit.

As an example, if an individual (pre-disability) were earning $1,000 per month, then that individual, the individual’s spouse, and individual’s dependents would receive a total amount of $800 per month. This $800 can be made up of Social Security benefits AND workers’ compensation benefits, but must not exceed 80 percent of that individual’s pre-disability income.

It is the Social Security benefit that is reduced until the total amount of public disability the individual receives is 80 percent of their pre-disability earnings. However, if the other benefit stops, then Social Security will no longer be reduced. Also, once an individual reaches full retirement age (65-years-old), then the reduction will end.

Pre-disability Average Earnings Formula

There are several different ways to calculate the average earnings for someone who has been disabled. The Social Security Administration can help an individual determine which formula will be used in their particular circumstances. Contact them at the Social Security Administration website.

Average Current Earnings Calculations

When the Social Security Administration goes to figure out an individual’s average current earnings, they use one of three different formulas:

High-One: During the previous 5 years of employment the single highest paid year’s average monthly earnings;
High-Five: The Social Security Administration finds an individual’s highest earnings for five consecutive years and uses the average monthly earnings from that time period;
Average Monthly Wage: The administration looks at an individual’s average monthly wages over the course of their work-life.
The Social Security Administration will use the formula that is most advantageous to the individual. This means that the High One formula is used the majority of the time. Whichever formula is used, if the total of an individual’s monthly Social Security payment and workers’ compensation benefit is higher than 80 percent of that individual’s average current earnings, then an offset will apply.

Offset Amount Minimization

The workers’ compensation offset rules allow an individual to minimize a number of payments that are considered in the formula. The following is a list of ways to allow an individual to keep more of their benefits.

Certain Expenses can be Excluded

The Social Security Administration subtracts certain expenses before they calculate an individual’s workers’ compensation settlement amount. Examples of these expenses are rehabilitation fees, dependent support payments, legal fees, and medical expenses (both past and future). Of course, the Social Security Administration requires supporting documentation of all of these expenses. If an individual is Medicare eligible and sets aside a very large amount of the settlement for future medical expenses, Medicare requires that those funds are exhausted before benefit payments start. For more on receiving Medicare benefits with a disability, read our separate article.

Lump-Sum Payments

Sometimes someone who is hurt on the job will receive a workers’ compensation settlement in a lump-sum. When this happens, many individuals look for a way to reduce a Social Security offset. One way to accomplish this is to ensure that the settlement agreement stipulates that the lump-sum amount is spread out over the rest of the worker’s life. This usually decreases the offset enormously, and in some cases, eliminates it completely.

To have the Social Security Administration recognize that the lump-sum payment is to be spread out over the worker’s life, language to that effect must appear in the original settlement agreement (it cannot be added later). Some federal courts have found that these lump-sum workers’ compensation settlements cannot be spread out over an entire life. The courts have decided that the lump sum must be limited to the claimant’s working life. The work injury lawyer simply drafts the settlement documents to prorate the settlement until the disability claimant reaches the age of retirement. Annuities have also been used to the disability claimant’s advantage. However, if the settlement provides for an option to take a lump sum, then the Social Security Administration will use the amount of the monthly annuity payment in the formula to figure the offset.

It’s important to understand that lump-sum payments of past due benefits in workers’ comp are not the same as a lump-sum settlement. A settlement releases the employer (or insurance carrier) from future liability and all future benefit payments. If the payment is merely a payment of past-due benefits, the employer (or insurance carrier) must continue to make timely payments after the lump sum is paid. If no settlement can be reached with the workers’ compensation insurance company, then the case will go to trial. At trial, the judge will usually not provide the claimant with spreading the benefit over the claimant’s lifetime.

The Shift to Social Security Retirement Benefits

Many people say that everything changes at age 65. This is true for a lot of reasons. One thing that changes is that an individual receiving workers’ compensation no longer has to deal with an offset once they are receiving Social Security retirement benefits. Also, recipients who are 62 (or are going to be soon) may be able to apply for early retirement to stop the workers’ compensation offset. This will, of course, lower payments from Social Security each month over an individual’s lifetime, so an attorney with a thorough knowledge of workers’ compensation facts, Social Security law, and the Social Security Administration should be consulted. Read this related information on injured workers applying for disability benefits.

At Saffren & Weinberg, we dedicate ourselves to representing clients who have to navigate the complex world of Social Security claims, disability claims, and workers’ compensation claims. To speak with a member of our experienced legal team, Contact us at (215) 576-0100.

Kenneth Scott Saffren / About the author
Ken Saffren, Esq, is a partner of Saffren & Weinberg located in Jenkintown, PA, practicing in workers’ compensation, social security, and personal injury litigation. He is a member of both the United States District Court of New Jersey and Eastern District of Pennsylvania Supreme Court, as well as PHN Epsilon Roe.

This release was drafted by Results Driven Marketing, LLC: a full-service digital marketing, public relations, advertising and content marketing firm located in Philadelphia, PA

Related Materials:

How do I Know What my Workers’ Compensation Settlement Covers?
https://saffwein.com/how-do-i-know-what-my-workers-compensation-settlement-covers/

Personal Injury Lawyer: Common Knee Injuries and How to Treat Them
https://saffwein.com/personal-injury-lawyer-common-knee-injuries-and-how-to-treat-them/

Automobile Accident Lawyer: Watching out for Delayed Symptoms
https://saffwein.com/automobile-accident-lawyer-watching-out-for-delayed-symptoms/

Kenneth Saffren, Partner
Saffren & Weinberg
215 576-0100
email us here


Source: EIN Presswire

Wyoming Mesothelioma Victims Center Now Urges a Navy Veteran with Mesothelioma in Wyoming to Call Them for Direct Access to The Nation's Most Capable Lawyers for The Best Possible Compensation Results

Our bottom line is we want a US Navy Veteran with mesothelioma in Wyoming to receive the very best possible financial compensation-and can help you with lawyers who will get you the best results.”

— Wyoming Mesothelioma Victims Center

NEW YORK, NEW YORK, USA, November 15, 2018 /EINPresswire.com/ — The Wyoming Mesothelioma Victims Center is now urging a US Navy Veteran who has recently been diagnosed with mesothelioma in Wyoming or their family to call them anytime at 800-714-0303 for some extremely honest advice about how not to lose out on their compensation. The group says, "Our bottom line is we want a US Navy Veteran with mesothelioma in Wyoming to receive the very best possible financial compensation and we offer people like this on the spot access to the nation's most capable lawyers to get the job done." http://Wyoming.MesotheliomaVictimsCenter.Com

The Wyoming Mesothelioma Victims Center is appealing to a Navy Veteran with mesothelioma who was exposed to asbestos on a US Navy ship, a submarine or shipyard to call them anytime at 800-714-0303 especially if their exposure to asbestos included a shipyard in Norfolk, Virginia; Bremerton, Washington; Groton, Connecticut; Bangor, Maine; Long Beach, California; Hunters Point, California; or in Philadelphia, Pennsylvania. Asbestos exposure at a shipyard can dramatically increase the potential financial compensation potential for a Navy Veteran with mesothelioma.http://Wyoming.MesotheliomaVictimsCenter.Com

The Delaware Mesothelioma Victims Center is urging a diagnosed US Navy Veteran with mesothelioma in Wyoming to steer clear of Internet or cable TV advertisements that suggest the following:

* "No lawsuits needed" ("To get properly compensated for mesothelioma a US Navy Veteran with this rare cancer will need extremely skilled lawyers and a lawsuit probably will be involved")

* "A book about mesothelioma" ("The book about mesothelioma is a simple way for a law firm you do not know to get your contact information. Why settle for a generic book about mesothelioma when you can be talking directly to some of the nation's most experienced mesothelioma attorneys within minutes if you call us?")

* "99% success rate" (success rate means nothing if the law firm can't back it up with settlement results-that they created)

* "A Federal Mesothelioma Compensation Claim Center" ("They do not exist")

The Wyoming Mesothelioma Victims Center wants to emphasize their free services are available to people anywhere in Wyoming in communities such as Cheyenne, Casper, Laramie, Jackson hole, Gillette, or Rock Springs. http://Wyoming.MesotheliomaVictimsCenter.Com

For the best possible mesothelioma treatment options near Wyoming the Wyoming Mesothelioma Victims Center strongly recommends the following heath care facility with the offer to help a diagnosed victim, or their family get to the right physicians at this very prestigious hospital.

* The Mayo Clinic Rochester, Minnesota:https://www.mayoclinic.org/departments-centers/mayo-clinic-cancer-center.

Individuals in the state of Wyoming could have been exposed to asbestos while serving in the US Navy, or while working at a power plant, oil refinery, in the oil, gas or coal production business, as a plumber, a boiler technician, as an auto repairman, as an electrician, or in the construction industry. In most cases, the exposure to asbestos caused mesothelioma at one of these types of workplaces and the exposure took place in the 1950′s, 1960′s, 1970′s, or 1980′s. Mesothelioma typically takes three to five decades to appear.

For more information about mesothelioma please refer to the National Institutes of Health’s web site related to this rare form of cancer: https://www.cancer.gov/types/mesothelioma

Michael Thomas
Wyoming Mesothelioma Victims Center
+1 800-714-0303
email us here


Source: EIN Presswire