How Bankruptcy Can be a Great Relief for You and Your Finances

Philadelphia Consumer Bankruptcy Attornies

Filing for bankruptcy can be one of the hardest decisions of your life, but sometimes it can be the fastest way getting a fresh start on life. We help people!

Most firm practice a little of this and a little of that, we only work in bankruptcy law.”

— Michael A. Cibik, Esq.

PHILADELPHIA, PENNSYLVANIA, UNITED STATES OF AMERICA, December 31, 2017 / — Filing for bankruptcy can be one of the hardest decisions of a lifetime. But, sometimes bankruptcy can be the fastest way of reordering your life and getting a fresh start. Whatever the situation, filing for bankruptcy should not be considered the easy way out of chaotic financial situations.

It’s actually a chance to reassess your income and expenses, buying and spending habits, and other financial decisions.

An experienced personal bankruptcy attorney can explain filing rules and processes and prepare you for the aftermath. You may have heard a lot about the pitfalls of bankruptcy such as it will permanently damage your credit scores, or ruin your chances of finding a good job or a decent home. These tend to be over-exaggerations, and your attorney will set your expectations right and guide you in rebuilding your credit and reputation.

Knowing When to File

Bankruptcy is not a decision to be made on a whim. Just because you’re finding it hard to pay off bills doesn’t mean you should file for bankruptcy.

But if you see collection agencies queuing up at your door, or you are cutting back on necessities like food or heating, or can see no fathomable repayment solution for mounting debts, you need to consult a personal bankruptcy attorney immediately.

Chapter 7 Liquidation or Chapter 13 Reorganization?

Two avenues available for people filing personal bankruptcy are Chapter 7 liquidation and Chapter 13 reorganization. Chapter 7 bankruptcy can be filed if you have no steady income or minimal extra income to pay off debts and you have a number of secured and unsecured debts.

Unsecured debts such as credit card bills and personal loans will be eliminated. Typically, secured debts such as auto loans and mortgages will be wiped off by foreclosure of these items.

But you may be able to hold onto your home by “reaffirming” your mortgage and continuing repayments. While losing your home is a downside, Chapter 7 bankruptcy may be your fastest route to solvency if your debt situation is clearly unmanageable.

Chapter 13 reorganization is for people having somewhat steady income and a feasible repayment plan in place. Unsecured debts are reduced, and the additional cash reserves can be used to remain current on your secured debt repayment. You may be able to avoid foreclosure or repossession of your home if you’re able to present a serious repayment plan to your creditors and bankruptcy judge.

Bankruptcy is Not a Stigma

While it’s true that your bankruptcy records are available for public perusal and your credit scoring will be adversely affected for some time, bankruptcy should not be considered a stigma. In fact, it takes great courage to declare financial distress and seek legal help.

Regarding credit scoring, there’s nothing to prevent you from rebuilding your credit history by being regular in your repayments and not picking up any new loans. Data indicates people who file personal bankruptcy are able to pick up a new mortgage within a period of three years if they plan their finances with caution.

A Clean Slate

Many misguided people consider the loss of possessions, public rebuke, and financial scrutiny that follows bankruptcy proceedings, to be valid excuses for not filing. There are numerous examples of people who have successfully rebuilt their financial standing after bankruptcy by diligently discharging their obligations and restructuring their habits and decisions wisely.

Bankruptcy declaration can be a great source of relief. It will eliminate or considerably reduce your debts, assuage emotional turmoil or guilt that comes with non-payment of dues, and remove uncertainty regarding financial future.

Following your declaration, a bankruptcy judge will outline a stringent repayment plan after examining your financial records, income, and expenses. This is an opportunity to reorder your household budget on a permanent basis. By doing so, you can present evidence that you are serious about repaying your creditors.

In no time, you can start working towards rebuilding your credit. Although bankruptcy blemishes your credit report for a while, you may become eligible for high-end mortgages and prime interest rates by displaying responsibility in discharging your financial duties.

Contact Us Today!

In other words, bankruptcy can be a powerful catalyst to trigger positive growth. If you’re unsure, confused or have questions regarding life after bankruptcy make sure to give us a call at 215-735-1060. We would be happy to answer any questions that you might have. After providing relief to tens of thousands of clients, we are sure that we can help you!

+++++ Disclaimer +++++ This press release is considered advertising and does not constitute any client-attorney privilege and does not offer any advice or opinion on any legal matter. This release was drafted by Results Driven Marketing is a digital marketing, public relations, advertising and content marketing firm located in Philadelphia, PA

Michael A. Cibik, Partner
Cibik & Cataldo
email us here

Source: EIN Presswire

The Top 8 Reasons Why You Should Hire a Trademark Attorney

Trademark & IP Attorneys

Intellectual Property Attorneys

A trademark attorney’s advice is crucial when protecting your company’s intellectual property. Consult an attorney today to help guide you through the process.

Through our global network of foreign associates, our firm litigates and prosecutes intellectual property in nearly 40 countries.”

— James C. McConnon, Esq.


A trademark is an identifiable logo or sign that differentiates your product or services from competitors. It helps the customers identify the source of the product. Though filing a trademark has become much easier today, sometimes obtaining a trademark involves several steps which are critical as well as complicated. Hiring a trademark attorney isn’t essential, but it sure is beneficial. Here are the reasons why you should hire one:

Assistance in Trademark Research

A trademark attorney can help you in acquiring a suitable and legally acceptable trademark and slogan for your business. The lawyer would put together a research report of the trademark made by you and may counsel you about the results of the research. During counseling, you may seek clarification about any doubts that you might have about the process and pricing of registration. You may also get your questions about the steps to register a trademark answered.

Trademark application

Officially, a trademark application can be submitted by the proprietor or a trademark agent. The process of submitting such an application is easy, but keep in mind this will impact the entire registration process, so make sure the application is filled out without mistakes. Your trademark lawyer knows the legal technicalities and thus can make the process easier for you. A trademark attorney also helps in shunning expensive mistakes while you choose and make use of your company’s trademark.

Help Avoid registration mistakes

Having a trademark increases the chances of greater sales volumes and improves the profit margins of your business. A registered trademark would increase your business’ visibility not only in the marketplace but also in the online world. Today, the majority of the businesses use trademarks for setting their brand apart to customers online and offline. A trademark attorney can help getting the trademark registered while you channel your energy in your business and save you hassles and valuable time. Your attorney can also protect you from making expensive

While starting a new business

If you are planning to start a new business you must seek guidance from an experienced trademark lawyer for understanding the trademark basics and facts. It is advisable to involve the expertise of an experienced trademark attorney before you have committed any money or resources for a specific trademark.

To avoid Potential Conflicts

Your trademark attorney can also help in avoiding potential conflicts with other trademark owners. For example, if you have acquired and utilized a trademark already, your lawyer can do research to discover any trademark infringements. If there are any conflicts, the lawyer will be able to legally settle the case to save you from any further damage.

Help with Federal Registration

If you have been using a trademark for quite some time; an experienced trademark attorney can guide you in case your business would benefit from a federal registration. If you decide to go for one, the attorney can help in drafting your application and see you through the entire procedure of the registration process.

Meeting the requirements of USPTO

It is important that you familiarize yourself with the trademark basics as required by the USPTO (The United States Patent and Trademark Office) before applying for a trademark. The trademark attorney can help you in a multitude of cases whether you require a trademark, logo, slogan or any other form of intellectual property protection for your business.

Cease and desist letter

Apart from getting your trademark registered, your trademark lawyer can also help in enforcing your trademark. On the other hand, your lawyer can also assist if you get a cease and desist letter. These letters are the first step towards litigation and would mean you have to stop using your trade or service mark in the event of any trademark infringement claim made by another company.

Registration of trademark requires knowledge of trademark procedures as well as trademark law, thus picking a knowledgeable trademark attorney will make your life easier. You must choose an attorney who can answer all your questions regarding trademark as well as any aspect of the other intellectual properties of your business.
Hiring a professional trademark lawyer is a great investment for your business. Your attorney can help you handle not only registrations but also any disputes or infringement that could hamper your business.

The attorneys at Paul & Paul have over 170 years of experience in intellectual property litigation. The process to trademark a logo can be complicated, but our attorneys can assist you in the process and answer any questions you may have about trademarking. Please contact us today at 866-975-7231 for a consultation.

+++++ Disclaimer+++++ This press release is considered advertising and does not constitute any client-attorney privilege and does not offer any advice or opinion on any legal matter. This release was drafted by Results Driven Marketing, LLC a digital marketing, Public Relations, advertising and content marketing firm located in Philadelphia, PA

Alex R. Sluzas, Esq.
Paul & Paul
email us here

Source: EIN Presswire

5 Social Media Marketing Trends to Watch Out For in 2018

Results Driven Marketing Your Google Girls and Guys

Make sure to keep an eye out for these five social media marketing trends that are taking over the digital marketing world in the upcoming year.

Social Media Marketing isn't a position for the timid, it is a lifestyle that must be learned, lived and executed!”

— Mike Bannan

PHILADELPHIA, PENNSYLVANIA, UNITED STATES OF AMERICA, December 31, 2017 / — Did you know that on an average, we scroll through at least 300 feet (90 meters) of content daily? Not every brand’s campaign grabs our attention. It is a difficult and competitive game, as brands are trying harder to grab our attention, while our attention span has been reduced to a mere eight seconds. Brand strategy in the coming years will try more than ever to connect with their audiences across a variety of social platforms. It becomes imperative that your campaign works, more so taking into account the speed of feed. We have curated a list of five trends that we believe will impact your social media strategy in 2018.

1. Adopt chatbots: Gone are the days when chatbots meant unresponsive, hilarious and outright ridiculous software. Today, chatbots can do a lot more than just solve customer issues or order pizza for you. Various studies state that 20% of business content could be machine generated by next year. When we teach machines how to create authentic and engaging stories, the potential for advertising and marketing will become multifold. Chatbots interact with the users and deliver the solutions that they are looking for at the speed of light. Bots are developing to become smarter and empathetic. This engagement feels personal, from the user’s perspective. Chatbots are definitely a must-try social media marketing strategy in 2018 for your business.

2. Momentary content makes for good engagement: Snapchat was the early adopter of momentary content. Instagram and Facebook followed suit, owing to the huge popularity of Stories format in a short time. These content are ephemeral and disappear in 24 hours. Brands are creating a whole new digital marketing strategy for their momentary content marketing. Having your stories appear at the very top of your follower’s feed keeps your brand at the top of their mind. Many brands do a live story session with a subject matter expert. This helps the user look out for the brand more so as to not miss an informative session. Ephemeral content marketing strategy is something that you should try in 2018!

3. Augmented reality boom: Augmented reality blurs the line between reality and computer-generated content by enhancing what we see, and hear. The adoption of augmented reality on mobile phones is a quick and easy way for brands to reach their target audience. Many brands are taking their products right inside the homes of users through exclusive filters. IKEA has released an app called Place which allows users to preview how the furniture would look in their homes before they buy. As more people get warmed up to augmented reality, more people will start to feel like they are missing out on things and want to become a part of it. However, you would also have to check where your strategy fits. Make sure your AR adds value for the user and don’t simply create one for the sake of it.

4. Influencers are here to stay: Influencer marketing has grown so much over the last two years that the popularity has made it difficult to know whom to trust. Consumers expect genuine reviews from genuine influencers. Brands must seek to work with relevant influencers with industry background or knowledge. Viewers are already bored of seeing brands engage popular influencers who promote teeth whitening and a mobile phone app with the same vigor. In 2018, try and create worthwhile relationships with influencers and maintain them. Influencer marketing is going to become more authentic with brands moving to real experts instead of social influencers.

5. Make more videos: We are addicted to mobile phones, and we love our videos. In 2017, 90% of the most shared content on social media was in video format. If you are not using videos yet, you will have to quickly start using them and master the art of capturing the user’s attention in the first 3 seconds. Video is the quickest and the closest way you will come face to face with your target audience. As with everything, you need to have a clear strategy before creating a video. Taking advantage of Facebook Live and Instagram Live is also a smart strategy. Ensure that the video is of the highest quality and engaging. You will also have to consider making the best design and make sure to add subtitles to attract users when they are watching with sound off.

At Results Driven Marketing, we are experts in implementing effective social media marketing strategies to help our clients drive business to their company. Give us a call, or drop us a note for a 45 minute no charge consultation. Contact us today at 215-393-8700 and see how we can help you!

Mike Bannan
Results Driven Marketing, LLC
email us here

Source: EIN Presswire

Whom can I sue for medical malpractice?

Alvin F. de Levie & Associates - Personal Injury Attorneys

Alvin F. de Levie & Associates

Doctors are most commonly sued for medical malpractice. Lawsuits are also filed against pharmacists, nurses, anesthesiologists and the groups that employ them.

People put enormous faith in the medical system, trusting that doctors and nurses are competent and trained. However even the most intelligent experienced doctor can make bad decisions and be careless”

— Alfin F. de Levie, Attorney

PHILADELPHIA, PENNSYLVANIA, UNITED STATES, December 31, 2017 / — If you visited a doctor and were harmed by the line of treatment, you can sue the doctor for medical negligence or malpractice. While doctors are the most commonly sued for medical malpractice, a lawsuit can also be filed against pharmacists, nurses, anesthesiologists including the organizations that employ them.

The law permits you to sue for malpractice if your well being was in the hands of someone but you were injured due to their negligence. While you may be understandably agitated and frustrated to file the case against the guilty party, you must also be aware of the general rules while suing for medical malpractice.

Common Types of Medical Malpractice

You might have heard of various incidences of medical negligence such as doctor leaving an operating instrument or a sponge inside the patient's body during an operation. It could also be in the form of failure to inform the patient about the side effects associated with a drug. The most common medical malpractices are listed here:

Failure to diagnose or prescribing improper treatment

If your doctor failed to diagnose your illness correctly and provided unsuitable treatment, you may sue your doctor for medical malpractice or negligence. You must, however, be able to prove the same in the court.

Failure to warn

All doctors are responsible to warn patients of associated risks of a medical procedure. The doctor cannot force patients that choose not to be treated to undergo any risky procedure. You may sue your doctor for medical negligence if the doctor fails to warn you of known risks.

Special Requirements in Medical Malpractice Cases

Statute of limitations

Cases related to medical malpractice or negligence must be brought immediately after the patient discovers the problem, usually between six months to two years. This may, however, vary from state to state.

Medical malpractice review panels

You may be required to submit your claim to a malpractice panel for review. The panel of experts would ascertain whether negligence or malpractice occurred after hearing the arguments. The panel though cannot award penalties.

Special notice

You may be required to give prior notification to the doctor you are bringing the malpractice claim against; this varies from states to state.

Expert testimony

A qualified Expert often strengthens your case and is often crucial aspect while suing a doctor for malpractice or negligence. Barring some cases, an expert affidavit or expert testimony is required during the proceedings.

Limits on damage awards

Some states also limit the amount of money that may be awarded to the victim of medical malpractice or negligence.

Basic Requirements for a Claim

You must be able to prove doctor-patient relationship while suing your doctor for medical negligence or malpractice. Additionally, you must meet the following requirements to prove that medical malpractice occurred:

Negligence of doctor

You can’t sue your doctor if you are unhappy with the treatment or results. In order to sue for malpractice, you must be able to prove your doctor’s negligence in diagnosing the disease or treatment. You may be required to prove that the treatment caused you damage or harm. The care or treatment may not be the best, but it must be reasonably acceptable, careful and skillful.

Majority of the states require the patient to present a medical expert who can discuss the suitable standard of care by medical representatives. The expert must also be able to prove the defendant’s negligence and deviation from such standard.

Proving the doctor's negligence caused the injury

While it is important to prove that the doctor’s negligence caused the patient injury or harm, it is also very difficult to prove the same. For instance, a patient dies after being treated for heart attack. In such case, it might get difficult to prove that the patient died of doctor's negligence, not of heart failure.

Specific damages

You can’t sue your doctor if you didn’t suffer any damage or harm. However, you may sue your doctor medical practitioner for the following types of harm:

• Additional medical bills
• Mental distress
• Physical ache
• Lost work and/or earning capacity.

Medical malpractice is a very common problem and suing for medical malpractice may be highly complicated and trying. Contact one of our expert lawyers at 844-777-2529 if you suspect negligence from your medical service provider.

+++++ Disclaimer+++++ This press release is considered advertising and does not constitute any client-attorney privilege and does not offer any advice or opinion on any legal matter. This release was drafted by Results Driven Marketing, LLC a digital marketing, Public Relations, advertising and content marketing firm located in Philadelphia, PA

Alvin deLevie, Esq.
Law Offices of Alvin F. de Levie
email us here

Source: EIN Presswire

Can Social Media Affect Your Personal Injury Claim?

Saffren & Weinberg - Personal Injury Attorneys

Social media posts are public property. Anything you post or are tagged on can be used by defense lawyers to refute your claim and get your case dismissed.

Mistakes happen! We help clients who have suffered at the hands of hospitals, insurance companies and doctors.”

— Ken Saffren, Partner

JENKINTOWN, PENNSYLVANIA, UNITED STATES OF AMERICA , December 31, 2017 / — Social media is getting to be an all-pervasive force. There’s enough evidence to prove that what you post online can have a long-lasting impact on your offline life as well, including any personal or workplace injury claims you may have filed. Cathy Wrench Cashwell learned this the hard way. She had been claiming $4,000 as compensation from her employers for an injury she claimed happened at work and left her unable to sit, stand, or function normally. Little did she know that Facebook posts showing her lifting heavy furniture and zip lining with her husband would be used by defense attorneys to rescind her payments and sue her for fraud.

The point is social media posts are public property, even if you set your profile to the highest privacy settings. Anything you post or are tagged on can be used by defense lawyers to refute your claim and get your case dismissed. While not entirely fair, this tactic is commonly used by defense attorneys to prove that you either faked or exaggerated your injury to make a quick buck.

Your Social Media Posts can be used to Refute Your Claims of Physical Injury

The entire point of filing a personal injury claim is to seek compensation for loss of future income or medical expenses due to a debilitating or grievous injury. It also holds injurer responsible for any emotional trauma and loss of quality of life the claimant says she suffered owing to the injury. While you and your attorney’s aim would be to prove that the incident left you unable to function normally and deserves compensation, the defense attorney’s job is to find evidence to prove the opposite.

And social media posts can be a rewarding hunting ground for defense lawyers. Innocent unintentional posts showing claimants indulging in physical activities can be used by defense attorneys to prove that the claimant is not only having normal bodily functions but is also enjoying life.

Often, photographic evidence(images and videos) are taken out of context and used to refute plaintiff’s claim that they have suffered physical injuries that should be compensated.

The Defendant’s Attorneys can Use Your Social Media Posts to Discredit Your Emotional Distress Claims

When a personal injury claim is filed, the plaintiff not only seeks damages for physical injury but also for emotional trauma, depression, isolation, and stress that most claimants experience after the injury. Defense attorneys will comb through plaintiff’s social interactions to prove that the claimant’s emotional distress claim is hyped, inflated, or untrue.

Consider this example; if in the claim period you attended a celebration and posed for a few pictures, there's nothing wrong with that right? Now, it’s almost an involuntary reaction to smile while posing and there’s a distinct possibility that the celebration pictures will land up in somebody’s social postings (worse still, you will be tagged in them). The defense attorneys are certain to use your happy pictures for discrediting your claim. This distortion of reality is quite worrisome for the legal system but is a harsh reality that all claimants should be wary of.

People often portray themselves in the best possible light on social media and end up playing right into their adversary’s hands. This doesn’t imply that you should post pictures of your injury or your suffering. These again can contradict what your physicians or attorneys have mentioned as the exact nature of your claim.

The best practice would be to refrain from all social media activity during the claim period. You may also request your friends and family to not tag or mention you in their posts.

Negative Posts about the Defendant can Spoil Your Case too

You may be feeling rightfully angry or downright furious when you suffer injury due to somebody’s negligence or criminal intent, but ranting about it on social media, is a bad idea. You may be misconstrued as bitter, revengeful or “sue happy,” which will be exploited fully by defense attorneys.

It’s better to be Safe than Sorry

It’s advisable to suspend all social media activity (posting, commenting, liking, etc.) till the claim is settled. Don’t accept any new friend requests. Set your profile settings to private and ask your friends and relatives to do the same.

If you’re very active on social media, it could be difficult to stay off of it, but it's better to be safe than sorry. Call us at (215) 576-0100 for a free phone consultation about your Personal Injury case.

+++++ Disclaimer +++++ This press release is considered advertising and does not constitute any client-attorney privilege and does not offer any advice or opinion on any legal matter. This release was drafted by Results Driven Marketing, LLC a digital marketing, Public Relations, advertising and content marketing firm located in Philadelphia, PA

Mike Bannan
Saffren & Weinberg
email us here

Source: EIN Presswire

Here Are The Top 8 Content Marketing Trends Lawyers Should Know

Law Firm Marketing Agency

Content marketing is vital for any digital marketing strategy. Do it properly to increase your SEO value and the potential to increase new clients is enormous.

From solo firms to AmLaw 250 firms, the ACE team has ideas and strategies that will help you tell your story and increase your digital visibility.”

— Mary Ann Fasanella, Founder

Law Firm Content marketing is a strategic marketing approach focused on creating and distributing valuable, relevant, and consistent content. It aims to attract and retain a defined audience and ultimately, to drive profitable customer action.

Digital strategies for a law firm have evolved significantly. Here are some content marketing trends which are most important for law firms that you could follow:

Analytics Marketing

Digital marketing is no more a tool; it has become a part of life. It allows prospects and clients to find the information they seek quickly. Email and social media enable law firms to connect and engage directly with their targeted audience without relying on intermediaries.

Law firms can now collect information on digital interactions with their prospects and clients to glean actionable insights into which marketing and business development strategies are providing a high return on investment.
SEO plays a major role in who and how fast people can view your content. Law firms that have content that follow the best SEO practices will results in a higher spot on the search engine listings, resulting in more clicks than if your site was stuck on the 10th page.

Paid media

'Paid media' or 'social advertising' is becoming a very effective tool for law firms. Social networks like Facebook and LinkedIn provide law firms a platform to promote their page to their targeted audience. Facebook, for instance, allows law firms to upload a list of email addresses of current and prospective clients, then creates a list of similar people based on various factors. It is called Facebook custom audience.

To know more about this click: LinkedIn also has come out with a feature that has similar functionality.

Integrated Campaign

Rather than market an entire law firm or even a practice area, these firms are creating campaigns around "hot topics" that they know their clients and prospects are interested in. In many instances, firms create microsites(or blogs) to provide focus and thought leadership to their target audiences.

These businesses are also developing a content strategy around each campaign to determine the type of content they will use for it. Once the content and platform are ready, firms can create a plan to promote the site and its content and make sure that they measure the results carefully.

Leverage Automation

Automate every task imaginable, including functions related to creating, publishing and promoting content. Let’s say someone visits your legal-blog and signs up for regular updates; automatically they could receive a personalized response from the managing partner or a lawyer in a specific department.

Depending on the client’s response, a series of automated ‘if-this-then-that’ (IFTT) follow-up can be triggered. Automation is slowly becoming an integral part of law firm marketing.

Dynamic Content

Dynamic content is content that you create once, but it changes according to the audience viewing it. The dynamic material in the form of images, text or offers can be replaced as per consumer with the help of a variable element inserted in the content. It helps save time and money.

It is an easy and affordable solution which can be very useful for smaller law firms. For example, email templates are automatically personalized with individual employee details to ensure consistent and accurate information. Some of the tools used are Clio, Templafy, etc.

Update and refresh old content

Re-writing or updating old articles or content is a simpler process. It takes less time than creating new content from scratch. Try and find old material which can be re-written or tweaked a little to give it a fresh look and make in evergreen.

Go deeper with in-depth white papers

Sometimes legal topics need more than 600 words to be accurately and helpfully covered. For these heavier-duty issues, you would want to set aside the blog and look at creating a white paper- up to 1,500 words.

Deep dive into a topic, such as Totten trusts. You could explore complex issues and incorporate insightful data and statistics, giving your readers a bit more to chew on than a blog post and showing the real depth of your knowledge in that particular area.

Future-proof your content

Most law firms publish some time-sensitive content, which trends for a few weeks or months or is applicable only for a short duration. They get old and lose interest very fast. Try and post most of your content which is evergreen, meaning it should stand the test of time.

For this, ask yourself, " Will this content be relevant after a year from now?"

Call Us Today

The team at Advisory Concept Evolvers know all the tricks of the trade when it comes to content. Make sure your content is clear, factual and comprehensive.

Keep it simple and to the point. If you are looking to follow the latest content marketing trends to make your law firm search engine optimized, contact one of our digital marketing experts at 215-510-2167.

Maryann Fasanella
Advisory Concept Evolvers
email us here

Source: EIN Presswire

Qualifying for Social Security Disability Benefits With a Rare Disease

Rare diseases are extremely difficult to prove and win for Social Security Disability Insurance. Our attornets work on these cases everyday.

We have 12 offices conveniently located throughout Pennsylvania, and you pay nothing unless we win your case.”

— Jason Krasno, CEO

Qualifying for Social Security Disability Benefits With a Rare Disease

Suffering any illness or chronic disease can take a considerable toll on both your physical and mental health, along with your finances. When your condition is one that is rare or difficult to diagnose, challenges can seem almost insurmountable at times. Social security disability benefits (SSDI) provide a lifeline in these situations, helping to ensure your needs are provided for by offsetting losses in income you suffer. Unfortunately, the less common your condition, the more likely you will have to fight for your rights. This is where our Social Security disability attorney can help.

At Krasno, Krasno & Onwudinjo, our firm has been dedicated to helping Pennsylvania residents get the benefits to which they are entitled since 1936. With three generations of attorneys ready to assist you, we act as a trusted legal advocate on your behalf. We can guide you through the often complicated and confusing SSDI application process, working with you to help you get the benefits to which you are entitled.

Rare Diseases and Social Security Disability

The Social Security Administration (SSA) provides government funded, financial assistance to those who suffer disabilities that prevent them from working through Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) benefits.

As outlined in a previous post on the difference between SSI and SSDI benefits, SSI is a taxpayer-funded, need-based program, whereas funding for SSDI comes directly from taxes you pay through your paycheck. This is why it is referred to as insurance. You pay into the program while you work so that benefits are there when you need them, due to injuries or chronic health conditions that result in ongoing disabilities.

The SSA definition of a disability is a condition that prevents you from engaging in substantial gainful activity (SGA), which is work either for or intended for pay or profit. To qualify for SSDI benefits, a medical determination must indicate that you suffer a condition that either has lasted or is expected to last for a period of a year or more, or to eventually result in your death. This is where it can be particularly challenging for those with rare conditions, which often involve unnamed conditions or symptoms that are difficult for a doctor to diagnose.

The Genetic and Rare Diseases Information Center (GARD), which is funded by the National Institutes of Health, states that a rare condition is one that fewer than 200,000 people suffer. In addition to chromosome disorders and genetic or congenital diseases, these conditions can also include the following:

Autoimmune diseases;
Behavioral and mental disorders;
Diseases affecting the connective tissues;
Disease of the endocrine system;
Nervous system diseases;
Viral or bacterial infections;
Diseases affecting the heart, lungs, or kidneys;
Rare forms of cancer;
Skin diseases.

According to GARD, there is also a whole classification of diseases in which sufferers experience a variety of symptoms, yet the condition itself is as yet unnamed.

SSDI Requirements

SSDI requirements are based both on your medical condition as well as your work history. Under the SSA guidelines, you must pass a recent work test based on the age you became disabled, and the amount of time you spent working prior to the disability. Under this formula, even a young person with a limited work history can be approved, provided they worked a minimum number of years.

There are also medical requirements which must be met to be eligible for SSDI benefits, and these can prove more challenging for those with rare conditions. The SSA has a list of impairments which it considers to be severe enough to qualify as a disability, particularly if they prevent you from working in your previous field or from obtaining other employment. To determine whether you qualify as having one of these conditions, you need to present medical evidence. This may include:

The names and address of previous and current medical providers;
Statements from your doctors, specialists, caseworkers, and other professionals familiar with your condition;
Any diagnostic testing you have undergone and test results;
Medical and hospital records pertaining to treatments you have received;
A list of medications you are currently taking or have been previously prescribed.

Obtaining a decision on social security disability benefits can be a lengthy and time-consuming process, particularly if you suffer a rare or unnamed condition. In these situations, our Social Security disability attorney may be able to advise you on qualifying under the Compassionate Allowances program.

This can help cut through red tape and quickly identify a serious condition, allowing you to get your SSDI benefits sooner. The SSA keeps a list of rare diseases which qualify under this program. If your condition is not currently listed, we may be able to help you submit it so it can be added.

Social Security Disability Benefits Questions

In a previous post, we addressed some social security disability benefits questions clients often ask. Among the most common, particularly for those with rare diseases, include:

What Types of SSDI Benefits are Available?

Social security disability provides compensation based on your previous earnings. The SSA offers online calculators, to help you get a general idea of what the amount you are entitled to might be. While SSDI benefits do not include medical coverage, you may be eligible for Medicaid or Medicare once you have been receiving benefits for a period of time.

Can I Still Work While Receiving SSDI Benefits?

In most cases, you may continue to work provided your income does not exceed SGA limits. Social security even offers incentive programs providing additional assistance, such as job training and help with any medical devices or transportation costs associated with your job.

Are Benefits Available to My Family Members?

Once you are approved for SSDI benefits, your spouse, former spouse, young children, or any adult children with disabilities may be eligible for benefits of up to 50% of your own disability rate.

What if My Social Security Disability Benefit Application is Denied?

SSDI benefit denials are common. If your application is denied or if you think you are not getting the total amount of benefits to which you are entitled, our Social Security disability attorney may be able to help you request a reconsideration, an administrative hearing, or file an appeal in your case.

Contact Our Social Security Disability Attorney Today

When suffering the devastating effects of a rare disease or a chronic, unnamed condition, it can prevent you from working and providing for yourself and those you love. In times like these, Social Security disability benefits can help provide the financial security you need.

At Krasno, Krasno & Onwudinjo, we offer experienced, professional legal representation you can count on to help you get the benefits to which you are entitled. Whether it is in guiding you in filing your claim, gathering the necessary medical evidence for your application, or appealing a denied claim, we act as a strong legal advocate on your side, helping to ensure that your rights are protected.

Contact our office at 800-952-9640 and request a one on one consultation with one of our experienced Philadelphia social security disability attorneys today. We have 12 offices conveniently located throughout Pennsylvania, and you pay nothing unless we win your case.

+++++Disclaimer+++++ This press release is considered advertising and does not constitute any client-attorney privilege and does not offer any advice or opinion on any legal matter. This release was drafted by Results Driven Marketing, LLC a digital marketing, Public Relations, advertising and content marketing firm located in Philadelphia, PA

Janeene High
Krasno Krasno & Onwudinjo
email us here

Source: EIN Presswire

How Much Does Workers’ Compensation Pay You?

Prospective clients ask workers' compensation attorneys daily how much will workers’ comp pay, or what expenses does Pennsylvania workers’ compensation cover?

KK&O is the only workers’ compensation law firm in Pennsylvania with three generations of workers’ compensation attorneys dedicating their lives to protecting the rights of injured workers”

— Jason Krasno, CEO

PHILADELPHIA, PENNSYLVANIA, UNITED STATES OF AMERICA, December 31, 2017 / — How Much Does Workers’ Compensation Pay You?

One of the most common questions asked by prospective clients is how much workers’ comp will pay out or what the Pennsylvania workers’ compensation rates are to cover their expenses.

The answer to this question is of critical importance to most people seeking workers’ compensation. Unfortunately, the question is not easy to answer since every case is different. By its compensatory nature, the purpose of workers’ compensation is to help people recover from their workplace injuries. This compensation comes in the form of payment for medical bills and financial assistance while out of work.

While the workers’ compensation system is not perfect, it is a functional system that tries to deliver help to those who need it most. If you have been injured on the job and plan to seek workers’ compensation, you should speak to an experienced Pennsylvania workers’ compensation attorney to help you maximize your potential recovery. While it is possible to navigate the workers’ compensation system on your own, it is not advisable, as your employer and your employer’s insurance company will likely have an attorney representing their interests. Additionally, the workers’ compensation filing and appeals procedure can be technical, and it is useful to hire an attorney to help move the process along.

The Public Policy of Workers’ Compensation Insurance

Historically, work-related injury legal claims proceeded through the regular court system. While it made sense to allow juries to try issues of employer negligence and workplace safety, the resulting verdicts were often mixed, with some verdicts overcompensating the injured and other verdicts not providing enough relief.

The current workers’ compensation system is a grand bargain between the interests of employers and the interests of injured employees. One the one hand, the workers’ compensation laws absolutely require an employer to compensate an employee for any work-related injuries that arise during the scope of employment. On the other hand, employers are not subject to the inconsistency of verdicts in the civil trial system.

This history and policy help determine the payment mechanisms responsible for workers’ compensation awards. Workers’ compensation is designed to help an injured employee make a full recovery after an accident. It is supposed to provide for no more and no less; however, that is not always the case, as will be explained later.

Who Decides How Much Compensation I Will Receive?

The two key personalities that determine how much workers’ compensation an injured employee will receive are the workers’ compensation judge and the Pennsylvania State Legislature. On the one hand, the judge examines the facts of each case and then makes a ruling about how much compensation is earned. In this way, the workers’ compensation judge directly determines how much workers’ compensation pays you.

On the other hand, the Pennsylvania State Legislature is responsible for supplying the formula and calculations that will help determine the judge’s ruling. One of the many reasons why it is so difficult to pre-judge a workers’ compensation case is because the circumstances of the case will determine the payout. Workers’ compensation in Pennsylvania works off of a formula provided by the Pennsylvania legislature. Under that formula, medical expenses are covered, but the weekly compensation payment is based on the injured employee’s average weekly wage. Because the Pennsylvania legislature sets the formula, it plays an important role in deciding the workers’ compensation process.

The Formula and What Factors Affect Compensation

This section describes the technical answer to the question: “how much does workers’ compensation pay you?” There are four types of benefits that can accrue under the workers’ compensation system: medical bills, lost wages, specific loss benefits, and death benefits. Death benefits only become available when an employee is killed while performing work within the scope of his or her employment.

Medical care is provided for all injured employees in Pennsylvania. The Workers’ Compensation Act covers all “reasonable” medical care including the costs of the care itself as well as any necessary medical devices. It includes the full provision of medicine, hospital care, and supplies for as long as are needed to improve the health of the injured employee.

Wage-loss benefits are also available if it is determined by the workers’ compensation judge that the injured employee is either unable to work due to a temporary or permanent disability or receives reduced wages due to performing work under a partial disability.

The specific formula for wage-loss benefits is based on each employee’s average weekly wage. Injured workers are entitled to receive benefits equal to two-thirds of their weekly pay for a work-related injury. Adjustments to this figure are available under the Workers’ Compensation Act and can either revise the amount of wage loss benefits upward or downward. For more information about the specific calculations, please visit the Pennsylvania Department of Labor and Industry's website.

Specific loss benefits are also available under certain circumstances. As the name implies, these benefits are available when specific losses occur, such as loss of limb. The amount recoverable for those specific losses is determined by statute. For example, loss of a part of your finger will result in a specific statutory recovery, whereas loss of the whole finger will result in higher compensation and loss of the entire hand or arm will result in more compensation.

How Long do Benefits Last?

Certain benefits such as death benefits and specific loss payments are distributed immediately absent some type of private out-of-court settlement arrangement. Wage loss payments and medical payments often have expiration dates, however.

In the case of medical payments, the ultimate question is whether the injured employee has fully recovered and been made whole by the treatment. As this is a medical determination, the treating physician tends to have significant influence in this regard. This is one of the main reasons why choosing your own doctor for treatment is so important. Often, workers’ compensation insurance companies will suggest doctors for treatment. These suggestions are often traps, as the doctors selected by insurers are often more likely to discharge patients from treatment early. Once the injured employee is discharged and the injured employee is given a clean bill of health, the workers’ compensation medical payments will stop.

In the case of wage loss benefits, there are two main ways that those benefits could cease being offered. First, wage loss benefits will cease if you return to work at wages equal to or more than your wage levels prior to your injury. Second, your employer can petition the workers’ compensation judge to stop payments after showing good cause at a hearing. An example would be turning down an offer of employment at a comparable salary or wages to your pre-injury rate of pay. Wage loss benefits will also cease if you are offered employment at wages equal to or more than your previous wage level, you decline that job offer, and the workers’ compensation judge orders the benefits be terminated after a hearing. Wage loss benefits may also cease if either the employee signs a final receipt agreeing to the cessation of workers’ compensation payments or the 500-week period of partial disability status expires.

Philadelphia Workers' Comp Lawyers at Krasno Krasno & Onwudinjo Ready to Help

The workplace injury attorneys at Krasno Krasno & Onwudinjo are ready to assist you through the daunting worker's comp process. Our attorneys possess a deep understanding of the complexities associated with Pennsylvania workers' comp system. Contact our office today to schedule a consultation. Call today at 800-952-9640 or fill out a quick contact form so a member of our legal team can follow up with you.

+++++Disclaimer+++++ This press release is considered advertising and does not constitute any client-attorney privilege and does not offer any advice or opinion on any legal matter. This release was drafted by Results Driven Marketing, LLC a digital marketing, Public Relations, advertising and content marketing firm located in Philadelphia, PA

Janeene High
Krasno Krasno & Onwudinjo
email us here

Source: EIN Presswire


Archer 1200 Barriers protect the Rose Bowl Stadium

Archer 1200 Barriers protect the Rose Bowl Stadium

Archer 1200 vehicle barriers stand guard at historic Rose Bowl Stadium

Barrier Puts Public Safety at the Forefront for Global New Year’s Day Crowd

In addition to the paramount need for public safety, the Rose Bowl Stadium is pro-actively protecting the venue’s reputation and economic impact with an engineered vehicle mitigation solution.”

— Meridian CEO Peter Whitford

PASADENA, CA, UNITED STATES, December 30, 2017 / — Meridian Rapid Defense Group (MRDG) has now outfitted the historic Rose Bowl Stadium main entrance with the latest in hostile vehicle mitigation technology. The Archer barriers are best-in-class portable drop and stop solution meeting both the US Department of State (DOS) and Department of Defense (DOD) guidelines and European’s PAS68 certification standards.

The barriers will support a robust security program at the year-round venue which hosts large-scale outdoor events including A-list concerts, World Cup soccer, UCLA Football and the annual New Year’s Day Rose Bowl Game. Archer 1200 barriers are specifically deployed to allow foot traffic and emergency vehicle access while addressing the growing risk of pedestrian assaults by malicious vehicle attack.

“It is very important for a global landmark such as the Rose Bowl to be a first-mover in this type of perimeter security,” said MRDG Founder and CEO Peter Whitford. “In addition to the paramount need for public safety, the property is pro-actively protecting the venue’s reputation and economic impact with an engineered vehicle mitigation solution.”

Archer 1200 Barriers are portable, modular and easily moved to allow emergency vehicle access or to react to developing needs. The unique security solution allows for the ability to address problem areas as well as harden perimeters in response to changing threat situations.

“Vehicle mitigation is a critical security need for all public venues,” says Rose Bowl Stadium COO George Cunningham. “The Rose Bowl Stadium is a venue that appears on the world stage. It is vital that the latest security technologies are in place to protect our patrons and staff, alike.”

Archer 1200 Barriers were recently deployed in the city center of New Orleans for the Mardi Gras parade. Painted a festive canary yellow, the barriers allowed free pedestrian flow and emergency vehicle access, through the streets while providing a solid perimeter to unwanted vehicles. The barriers are made of ballistic-rated steel for armor piercing NATO rounds up to .50 cal. ball rounds. This feature was required for deployment in Los Angeles for the 55th GRAMMY Awards as law enforcement was on heightened alert during the manhunt for rogue police officer Christopher Dorner.

MRDG products are also deployed at U.S. military installations including Fort Wainwright, Alaska and Kandahar Air Force Base; the ports of Long Beach and San Diego, Shell Motiva Oil & Gas Refinery, NFL and Major sporting stadiums and with the California Water Board.

About Meridian Rapid Defense Group
MRDG is headquartered in Pasadena, CA and operates in the U.S., Europe, Asia and Australia as perimeter security specialists. MRDG develops anti-vehicle barrier systems that are engineered for speed of deployment. The flexibility of the system allows tactical or military forces to quickly secure politically, economically or environmentally important sites for short and long durations. Their product line is focused on anchored and unanchored portable vehicle mitigation barriers as well as the supporting elements that ensure a fast and effective deployment.


To learn more about this venture, please contact:

Syd Smith, Global Account Services
PO Box 60100, Pasadena, CA 91116
Mobile: (323) 217-5257

Syd Smith, Global Account Services
Meridian Rapid Defense Group
(323) 217-5257
email us here

Source: EIN Presswire

Interior Designer Terri Weschler to be Featured on CUTV News Radio

LEXINGTON, MASSACHUSETTS, UNITED STATES, December 29, 2017 / — For many women having a lucrative career as a distinguished interior designer is a dream come true.

Terri Weschler is a recognized high-end interior designer, entrepreneur, marketing and public relations expert, and public speaker.

Terri’s career began in a high-end retail business in Boston featuring American craft in the home furnishings and accessories industry. Terri creates exquisitely beautiful displays and impeccable cutting-edge merchandise. Her business has won nationally numerous awards by Shopping Center Magazine for excellence in merchandising innovation and displays.

Terri inspiration is drawn from her keen sense of aesthetics and business. She proudly comes a talented family of European artists. Terri’s creativity extends to the culinary arts. She also has a flair for styling table top designs.

Terri possesses strong marketing skills and a tremendous business aptitude. She has assisted numerous companies and individuals determine what they wish to improve upon by guiding them to develop a strong, powerful brand that sets them apart within the market. Terri cross markets clients with other companies to build innovative new brands and marketing strategies.

“Seize every opportunity when they present themselves and don’t ever sell yourself short,” says Terri. “You will look fondly back on your life’s journey with pride that you led such an accomplished career.”

CUTV News Radio will feature Terri Weschler in an interview with Jim Masters on January 2nd at 2pm EST.

Listen to the show on BlogTalkRadio.

If you have any questions for our guest please call (347) 996-3389

For more information on Terri Weschler, visit

Lou Ceparano
(631) 850-3314
email us here

Source: EIN Presswire